According to @lightspark, instant Bitcoin-powered settlement is live across the EU and UK, enabling institutions to move funds between BTC and bank accounts in seconds instead of days, source: Lightspark on X, Nov 13, 2025. @lightspark states it has partnered with Hercle Group to provide deep EUR/GBP liquidity to support these institutional flows, source: Lightspark on X, Nov 13, 2025. The announcement highlights institutional on/off-ramping between Bitcoin and EUR/GBP bank accounts with a focus on speed and liquidity, source: Lightspark on X, Nov 13, 2025 and Lightspark newsroom announcement.